2012 Par Whole Life Grid

[MichaelBurton]

That information was compiled and reported by Blease/Full Disclosure.

Unfortunately the company closed last year after it's founder and owner died suddenly.

OK. Thanks for the reply. Sorry to hear that (about anybody).

 

[NatlMktgOrg]

I'm another NMO - IMO with product's to offer. Nothing wrong with the product design. My issue with all ULs is that the product is unaffordable for most and especially so when the need is Lifetime Survivor Income. Due to the face amounts needed to support life income for the Cost is prohibitive.


For example the present Value for a 45 year old female needing $2,500/mo. is $650,000. If you dispute this amount, I just did a SPIA proposal and that is the number I got. Then take at the best UL you can find insuring a male age 48 to determine the cost.

That is why I am using a Survivor Income Permanent Plan that cuts the cost in half producing $2,500/mo. Guaranteed Survivor Income.

 

[Cash]

Thanks for the info...... it might be helpful .

 

[timcomp]

Would anyone know of another company that compiles whole life comparison reports like the ones that Blease\Full Disclosure provided? I think that several companies and many agents found the comparisons helpful. It surprises that no one else stepped in to fill this space.