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I read somewhere in mid-2015 that a judge overturned the restriction you're referring to. The entire private health insurance industry is a mess right now.
Anyone Heard of USHealth Advisors?
- Thread starter heffhawk
- Start date
I read somewhere in mid-2015 that a judge overturned the restriction you're referring to. The entire private health insurance industry is a mess right now.
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Most carriers simply refiled so they are assigned a different classification with the DOI's.
Does anyone know what the new plans consist of?
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It is a plan pretty similar to the assurant health access in many ways. But it has a rider that allows the client to upgrade their policy to a $3k max out of pocket short term plan at any time, even during a claim. The short term will carry the client to the soonest possible EHB plan start date. Typically stacked with an association and CI.
I know that in the past the policies from US Health Group haven't been as strong, and there have been some greasy agents that have given the company a bad reputation.(especially here on the forums) But some division offices are much better than others.
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If you go to ushealthgroup.com you can easily find out more about the plans that they offer.
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I had a friend who had a plan and not one claim was paid.
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Care to elaborate? US health group has certain plans that are guaranteed issue and don't cover prex. I would assume that this would be the case. The problem there lies with the agents selling those sub standard plans and not explaining them properly or flat out lying.
The premier choice plan covers prex and has a $3k max out of pocket rider. It works very well and I have seen first hand the company paying out for huge claims. It doesn't cover all EHB but it is typically 50% of the price of an ACA plan. Great fit for the right client.
Not that I can see. It's just vague info like, no deductible. First dollar coverage, you can pick your plan. There are no plan specifics.
