I'm pretty sure there is more than one that will fit this description. Serial posters who refuse to let us know who they are have zero credibility.
Rick
Serial Poster? That sounds a little twisted.
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Today's index annuities are providing very similar income benefits so I don't think I'd miss too much in that regard. And I'm not a huge fan of VUL's.
You certainly don't have to agree with my assessment.
Thank you for your answer. I can't disagree, nor can I complain about EIA sales, they are great..and if sold correctly can be the gift that keeps on giving. However, for the reasons that you stated, I have been reluctant to give up my freedom for a few more shekels selling VA.
The painful part is when you have a client that is perfect for a VA and can't offer it, that's why I was surprised at your remarks earlier. You are in an enviable position from where I sit, the grass looks a lot greener.