mbr82769
New Member
I have a customer who inherited a tire sales & service business that he worked with his Grandfather in for several years. Grandfather passed away but property that the business garage is on now belongs to an aunt.
Customer (Grandson) now wants to insure the BLDG , BPP, GARAGE KEEPERS, AND GL under his own LLC. Problems I am running into are ,there is a residence on the same deed (auntt's house) with same address but its not in the same building of the auto service business, so ownership has to be whole to insure the building but carriers dont want it on BOP due to private residence being on the land as well. Is there a way to creatively write this on a package or BOP with building included without having the residence on that land void coverage should a claim occur? Thanks
Customer (Grandson) now wants to insure the BLDG , BPP, GARAGE KEEPERS, AND GL under his own LLC. Problems I am running into are ,there is a residence on the same deed (auntt's house) with same address but its not in the same building of the auto service business, so ownership has to be whole to insure the building but carriers dont want it on BOP due to private residence being on the land as well. Is there a way to creatively write this on a package or BOP with building included without having the residence on that land void coverage should a claim occur? Thanks