You are all IMO kiss asses and liars.
IMOs should not receive overwrites to cover their cost and time for training or supplying leads and support.
They certainly should not receive an overwrite because they are stuck with your debit balance should you default.
The ones who do not give an immediate release suck because they spent months training you and getting you up to speed by funding leads. They should just let you walk to the next place now that you are seasoned so you can get that extra commission split from a guy that doesn't have to do anything from you.
Im picking up on a bit of......you being facetious