Folks turning 65 naturally have some level of trepidation. For 70% of them, this will be the first time they have bought health insurance . . . they were always covered under a group health insurance plan.
The balance of T65's have either been without insurance or they had some form of individual insurance including Obamacare and sharing programs.
Most of their fears are unfounded and they range from the incredulous "I heard Medicare does not pay for cancer treatment" to the mundane and ridiculous "Is Medicare free?".
By far, the most common question I get, even before asking "How much does it cost" (which almost never comes up), is this . . .
"Will my doctor(s) take this plan?". In fact, that usually comes up early on in the discussion. The same question, in a different format, "Can I keep my doctor(s)?".
Now why would they ask that question unless they, or someone they know, have had problems in the past? Maybe someone said "If you like your doctor you can keep your doctor" and that didn't work out as promised.
Considering that 70% have been covered under a managed care EGH plan and most of the rest have a managed care Obamacare plan, I would say there is a good chance they have some history with trying to find a provider who will accept this plan.
This flies in the face of those who say their clients have never had a problem with their plan being accepted by providers.
Obviously someone is either ignorant of the facts or lying.
The balance of T65's have either been without insurance or they had some form of individual insurance including Obamacare and sharing programs.
Most of their fears are unfounded and they range from the incredulous "I heard Medicare does not pay for cancer treatment" to the mundane and ridiculous "Is Medicare free?".
By far, the most common question I get, even before asking "How much does it cost" (which almost never comes up), is this . . .
"Will my doctor(s) take this plan?". In fact, that usually comes up early on in the discussion. The same question, in a different format, "Can I keep my doctor(s)?".
Now why would they ask that question unless they, or someone they know, have had problems in the past? Maybe someone said "If you like your doctor you can keep your doctor" and that didn't work out as promised.
Considering that 70% have been covered under a managed care EGH plan and most of the rest have a managed care Obamacare plan, I would say there is a good chance they have some history with trying to find a provider who will accept this plan.
This flies in the face of those who say their clients have never had a problem with their plan being accepted by providers.
Obviously someone is either ignorant of the facts or lying.
