- Thread starter
- #11
I did exactly one IRRRL loan because with historically low rates, people preyed on the IRRRL and people who didn't know any better.
My people would (and I still get calls after taking a year off to take care of my son) call me before they did anything with anyone else. I lost one refi because the lady I worked with husband didn't like me.
I started doing low loans between 85-150K. Loans a lot of people at the local level wouldn't touch. By the end I was doing high end business for my realtors because they loved that they could call me with these lower level loans. However, I never forgot my roots and treated everyone the same.
It's why I think people are people. I've read agents churning policy holders for D-SNP and I've read where other agents didn't lose people. I think it's all about managing people and their expectations. I want to legit help people that seem to be underserved.
My people would (and I still get calls after taking a year off to take care of my son) call me before they did anything with anyone else. I lost one refi because the lady I worked with husband didn't like me.
I started doing low loans between 85-150K. Loans a lot of people at the local level wouldn't touch. By the end I was doing high end business for my realtors because they loved that they could call me with these lower level loans. However, I never forgot my roots and treated everyone the same.
It's why I think people are people. I've read agents churning policy holders for D-SNP and I've read where other agents didn't lose people. I think it's all about managing people and their expectations. I want to legit help people that seem to be underserved.