Haha I used to do this to my little brother and sister as a prank!
You must hate your siblings. :-)
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Haha I used to do this to my little brother and sister as a prank!
If only there was way to use that internet thing to get a quote.
Yeah, but who wants to get rate cards from every company? If only there was way to use that internet thing to get a quote.
Someone should figure out how to do that.
Rick
How do you factor in the increase in issue age into the conversation. I have seen first hand that clients benefit from staying with the same company for long periods of time. For example, I have a number of clients with Plan E (Continental Life) that are 70-72 paying $180/month. Using that logic, would you suggest they switch to Stonebridge Plan N at $143/month?
I see the advantages both ways, your saving them money and getting a new commission stream but I would be that Stonebridge will have higher average increases than Continental over the next 3/4 years.
I guess I question the idea of rewriting clients to another plan for $100 when everything is working well with their current plan and it has some history behind it. Now when this person makes a jump, they are at age 72 instead of 65.