Just want to get you gentlemen's opinion on this. Had a married couple on med supps for several years when they suddenly decided during this past AEP to "try" an MAPD plan due to the "low cost". Of course they didn't contact me as I would have gladly put them into that type of plan if they truly wanted to try it. Anyway, the guy called me a couple of days ago and said they wanted to switch back after finding their doctor was not in the plan's network as supposed, and their relatives pounded home the higher possible exposure should their health decline. Their health is still good, so my question is, should I go ahead and write them fully underwritten to see if they can get approved while saving them a few dollars from their previous company plan prices? I suppose they would still be able to go the guaranteed-issue route with their same company should they somehow get declined. I also know the GI method doesn't pay much if anything, and I'm not sure if they would go back to the same company if my renewal commissions would start back up or not.