GI for 27 yr old can not sign or communicate.

[WinoBlues]

Back story:

A 27 year old that we converted his mother's $20,000 Child Rider to $100,000 Permanent two years ago. She wants / needs more. His care is a big part of her income.

He is a Quad, Feeding tube, non-communitive. Can not answer questions, sign or understand.

Does anyone know of any Life Insurance options for him?

 

[theinsuranceman]

Back story:

A 27 year old that we converted his mother's $20,000 Child Rider to $100,000 Permanent two years ago. She wants / needs more. His care is a big part of her income.

He is a Quad, Feeding tube, non-communitive. Can not answer questions, sign or understand.

Does anyone know of any Life Insurance options for him?

Senior Life. Call me

 

[suranceman]

Senior Life. Call me

How would you even process the application? Do you guys allow a POA to apply for the insured without their involvement?

 

[WinoBlues]

Senior Life. Call me

Cool. PM your number please.

 

[myinsurebiz]

Back story:

A 27 year old that we converted his mother's $20,000 Child Rider to $100,000 Permanent two years ago. She wants / needs more. His care is a big part of her income.

He is a Quad, Feeding tube, non-communitive. Can not answer questions, sign or understand.

Does anyone know of any Life Insurance options for him?

Nationwide. They have the highest face for GI and decent rates.

 

[theinsuranceman]

Cool. PM your number please.

I like my number to be public so maybe other agents can call me. 252-292-3350. I'm on est. Thanks!

 

[theinsuranceman]

How would you even process the application? Do you guys allow a POA to apply for the insured without their involvement?

Yes. Owner can also do this with no involvement of proposed insured.....as long as insurable interest exists.

 

[WinoBlues]

Yes. Owner can also do this with no involvement of proposed insured.....as long as insurable interest exists.

Great I will give you a call tomorrow for a quote.

Thanks

 

[Markthebroker]

I like my number to be public so maybe other agents can call me. 252-292-3350. I'm on est. Thanks!

Posting your number publicly is a great idea.

Or a terrible idea.

Or both.

Or neither.

 

[BibH]

You’ve mentioned Nationwide before for GI . Can independent agents sell it ? What face amount does it go up to ?