Lab Work

[DJAJ]

How long are lab results good for, 6 months?

 

[WinoBlues]

How long are lab results good for, 6 months?

If the case is actively being underwritten I would say probably up to 6 months after that I would expect underwriters to start getting nervous. If you are shopping it I would expect the new company wanting fresher labs. Maybe our resident underwriter will answer.

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[DJAJ]

Thanks for the info. Have a client who got standard rates due to the mvr, when we expected much better. Now she wants to wait to make the decision.

 

[InsuranceMonkey]

"Most" companies will take them within the last 6 months. If the client is young(mid-30s and younger), no health history, and the labs are normal I've stretched it to 12 months.

 

[tlmarketing]

There are a lot of companies that will accept lab results for up to 12 months up until insured age 70...after that it's 6 months.