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Can a person dissenroll from an mapd and go back to original medicare any time of the year if its his first year in medicare or does he need a " valid reason"?
Can a person dissenroll from an mapd and go back to original medicare any time of the year if its his first year in medicare or does he need a " valid reason"?
In my experience of using the 12 month trial period the Med Sup company at the very least wants a copy of the letter you are sending the MAPD to cancel that because they can't issue a Med Sup unless you are cancelling the MAPD. In some cases the Med Sup wants the actual disenrollment letter from the MAPD before they will issue it. I have always had client sign a letter to cancel their MAPD and I fax that along with the Med Sup application and then send it to MAPD. Obviously as was stated when you submit the PDP it will also take care of cancelling but I don't usually submit the PDP application until approved by Med Sup even though I know it's supposed to be G.I.
Aren't we all assuming things based on what the OP said?
Can a person dissenroll from an mapd and go back to original medicare any time of the year if its his first year in medicare or does he need a " valid reason"?
He doesn't state that the client dropped a Medigap when joining the MAPD so trial right may not apply. Now if the client is a standard age 65er then the SEP 65 is likely available which I would use to join a PDP to terminate the MAPD.
And there's no such thing as a "valid reason" -- there's only Zuul and election periods. With an election period you don't need no stinkin' reason.