Odd phone call from a 72 year old lady and her (new) 71 year old husband.
Their attorney researched plans and read them the law that said marriage is a qualifying event. As such you can change your plan to whatever you want.
Both have a PPO MA plan. Hers is with Coventry, no idea who has his plan (but I could hear him in the background feeding her questions).
They talked with Coventry and Aetna (successor to Coventry). Whoever they talked to at both carriers said all they had to do was write a letter stating they are married and Coventry/Aetna will convert their plan to any supplement plan they want.
Apparently they can give them a PDP as well. When I mentioned they would be losing their existing Rx and could not pick one up until years end that was news to them.
No mention of medical underwriting either.
Now I realize there are some things involving Medicare that are going to be new to me but this one was really strange.
So I asked if the carrier CSR knew they were talking about Mcare and not Obamacare (which does allow an SEP for marriage).
Their attorney said it was Mcare and the carrier knew which MA plan they had so surely the carrier gave them correct information.
Rather than waste any more of my time and possibly run the risk of looking like a fool, I suggested they take the Coventry/Aetna offer and run with it.
Their attorney researched plans and read them the law that said marriage is a qualifying event. As such you can change your plan to whatever you want.
Both have a PPO MA plan. Hers is with Coventry, no idea who has his plan (but I could hear him in the background feeding her questions).
They talked with Coventry and Aetna (successor to Coventry). Whoever they talked to at both carriers said all they had to do was write a letter stating they are married and Coventry/Aetna will convert their plan to any supplement plan they want.
Apparently they can give them a PDP as well. When I mentioned they would be losing their existing Rx and could not pick one up until years end that was news to them.
No mention of medical underwriting either.
Now I realize there are some things involving Medicare that are going to be new to me but this one was really strange.
So I asked if the carrier CSR knew they were talking about Mcare and not Obamacare (which does allow an SEP for marriage).
Their attorney said it was Mcare and the carrier knew which MA plan they had so surely the carrier gave them correct information.
Rather than waste any more of my time and possibly run the risk of looking like a fool, I suggested they take the Coventry/Aetna offer and run with it.