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It doesn't have to go farther then this:
When someone dies the beneficiary needs the money. It's either a family member or a key man situation where a company has to now replace a partner. In any case, when the person dies the beneficiary is potentially finacially harmed and needs the money.
In this case it's just a business opportunity for some investor. They have no interest except to me more profit then they're already making.
If you want to participate in that and fool youself into thinking you're helping people that's fine. The people putting this together are certainly counting on agents devoid of ethics to go market this.
The fact that the DOI may approve it is neither here nor there. There are many DOI authorized products available that I would never sell.
When someone dies the beneficiary needs the money. It's either a family member or a key man situation where a company has to now replace a partner. In any case, when the person dies the beneficiary is potentially finacially harmed and needs the money.
In this case it's just a business opportunity for some investor. They have no interest except to me more profit then they're already making.
If you want to participate in that and fool youself into thinking you're helping people that's fine. The people putting this together are certainly counting on agents devoid of ethics to go market this.
The fact that the DOI may approve it is neither here nor there. There are many DOI authorized products available that I would never sell.
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