- 5,290
You need to make that assumption because most are. And most think they don’t need to look at it because it’s all handled. But when you do get them to look at it they have stuff that is easy to improve.
People HATE to deal with stuff they don’t really understand and aren’t excited about. So they just “take what was offered at work” or “take that mail order AARP, Globe or Colonial Penn” or “their cousins kid sold insurance for a little while and he sold them what they need” or “their financial advisor sold them a crashing UL a long time ago”. This is the stuff you find when you review the life insurance with your Med Sup base. But the conversation always starts with: Life insurance? Oh, we have that all taken care of.
First you said "all", now it's "most". Do you want to change it to "some" or a "few"?