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I'm not recommending them. I was just pointing out to the OP that there was a company even cheaper than Pekin(there're actually 2) because he expressed doubt that anybody could be that much cheaper than Oxford or CF.
Pekin??
- Thread starter GTC1
- Start date
I'm not recommending them. I was just pointing out to the OP that there was a company even cheaper than Pekin(there're actually 2) because he expressed doubt that anybody could be that much cheaper than Oxford or CF.
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Are you saying those plans are whole life?
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I believe they are. Their premiums are listed in FE on CSG. They only list Whole Life.
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Western has contracts. Definitely final expense.limited states though.
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I always thought they were captive, but I guess not. On their site it shows they're in 6 states. It doesn't show Kansas, but I'm sure I saw they were there.
- Thread starter
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I still have my doubts they are whole life. Maybe fully underwritten whole life, but siwl...?? Again, that would mean the entire fe forum--and think about how many "who's the best carrier?" threads there have been--has been pretty much silent on the price buster of price busters. Not saying cheapest is best by any means, but price usually figures somewhere in those discussions. I'm more inclined to believe that $87 does
NOT buy her 30k of siwl. We shall see...
JD you are right on the money this time.
Checked on their rates and their FE rate for Female age 65 NS for 30K would be $107.76 monthly.
However they have regular FU preferred plans that for her age 30K would be $85.24.
Looks like the agent might be doing a bait and switch to get her in.
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You don't hear much about them because they're only in 6 or 7 states.
That's me, Shawn something. Thanks Wino.
This is a SWL plan. OP you can PM if you would like some more info on what you're going up against.
