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If this is a spin off of Penn Life Senior Solutions, there are some definite holes in that umbrella.
I sure wish that I had discovered this forum before signing with PGM. They are essentially running a pyramid scheme and they take advantage of their agents. I've had some friends that tried to leave and they were threatened with having to pay their advance balances immediately. I've been doing research and independently I can make significantly higher commissions. They start agents around 60% on final expense and 7% on medicare supplements. I've found brokers that pay 100% and above for final expense and 21% for medicare supplements. New agents beware... PGM just wants to pay you tiny commissions and roll everything else up the hierarchy. If you leave under 5 years they roll all your back-ends and renewals to the area manager.
Newby,
A recruiter made the initial contact, followed by several interviews (phone and office). Prior to accepting the position there was a field show.