Prospecting Business Owners

[FONT='Arial','sans-serif']Posting here since this encompasses many areas

Want to focus on business owners for commercial auto, life, retirement plans. Mainly because b/o have a need for these items sometimes moreso than the general public (in a lot of cases, and they buy more of it). Plus i know they are not subject to DNC.

Questions-

- when is best time to call them - morning, afternoon?
- should i lead with product (eg, comml auto then cross sell to other stuff like life) or offer a do an holistic review.

[FONT='Arial','sans-serif']The problem is though that the mentality of "if it ain't broke don't fix it" seems to come in to play alot. Any thoughts on overcoming this?


[FONT='Arial','sans-serif']ANy thoughts on above, or having a good script on the insurance and retiremn plan aspect?. [/FONT]
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