Simplified Issue or Fully Underwritten?

Sagicor has a preferred and great pricing. Life of Southwest has decent smoker pricing. Fidelity, National Western and Mutual of Omaha are very pricy.

It's all about field underwriting, the RX history goes back five years and covers any tests or labs that a doctor prescribed. You don't want a decline.

ANICO and TransAmerica are fully underwritten non med for under 250k, offer is standard at best and they will table rate.
 
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