Dark Abyss
New Member
- 1
I’m having a hard time find someone offering surplus insurance for my home and most agents don’t know what this insurance is. I’ve converted a church into a single-family residence in Michigan (standard insurance doesn’t apply).
Does anyone have any suggestions? I found one after calling 30+ agencies a few years ago, but this year they required property coverage of 22 times of what I paid for the property (5 years ago)(Their estimated rebuild cost is 114 times of what was paid). Even my agent thought this was bonkers. He’s at his wits end and doesn’t know where to go.
Any advice would be greatly appreciated on how to find this type of insurance.
Does anyone have any suggestions? I found one after calling 30+ agencies a few years ago, but this year they required property coverage of 22 times of what I paid for the property (5 years ago)(Their estimated rebuild cost is 114 times of what was paid). Even my agent thought this was bonkers. He’s at his wits end and doesn’t know where to go.
Any advice would be greatly appreciated on how to find this type of insurance.