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OK. Got it. NO rant needed. I turn 62 August 1. It is definantly an issue to me.
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insurance renewal income does not count toward the maximum income allowed to get social security at 62 or full retirement age. Only new business commissions counts.
You must be fully vested? what happens if the company goes in there and starts switching your business to a new agent number? Not saying they will.....I think for guys like me, who are basically burned out of doing this business, it is a blessing at 62 to be able to walk away, and all the work I have done over the years to build a renewal income is not keeping me from getting that little "free 'earned over a lifetime' income" is a great thing.
I guess it depends on your situation.