Top Companies for Final Expense

[John Galt]

Except depression meds.....ZING! that's probably too soon

I still could not beat the rate even with them!!!!!

 

[Rearden]

I like:

-Transamerica (No Height/Weight Requirements, Liberal Rx Schedule, No POS).
-American Continental (Strong rates for 70+, especially smokers, easy POS)
-Americo (No POS, strong rates for smokers, easy app)
-Settlers (0-85, Bronze Plan for near-GI, and 10- and 20-Pay options)

Honorable Mentions:

-Lafayette Life (to Pricebust -- but really requires pristine health)
-Oxford Life
-5Star (for Direct Express business and for competitive Graded cases)

 

[John Galt]

I like:

-Transamerica (No Height/Weight Requirements, Liberal Rx Schedule, No POS).
-American Continental (Strong rates for 70+, especially smokers, easy POS)
-Americo (No POS, strong rates for smokers, easy app)
-Settlers (0-85, Bronze Plan for near-GI, and 10- and 20-Pay options)

Honorable Mentions:

-Lafayette Life (to Pricebust -- but really requires pristine health)
-Oxford Life
-5Star (for Direct Express business and for competitive Graded cases)

I like how you use 5 star....well done

 

[lgreen]

Most likely because of their R/x and stricter underwriting.

I personally like them, but your clients have to be pretty darn healthy.

I have never had any issues with them but I guess we are all healthy people down in Mississippi.