Your Favorite TRUE Graded Plan and Why?

True graded programs come in handy in situations where you’re working with limited carieers when working through A “no release” situation as well.

No first day plan for copd smokers w/o trans, lbl or americo
 
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Baseball7 said:
True graded programs come in handy in situations where you’re working with limited carieers when working through A “no release” situation as well.

No first day plan for copd smokers w/o trans, lbl or americo
Click to expand...

American Memorial has it. Their app doesn’t read that way. But I’ve talked to their underwriters twice thinking that agents were clean sheeting. They take COPD prefered.
 
Baseball7 said:
Got LBL back friday....

How long is the phone interview for American memorial/Assurant?
Click to expand...

It’s medium. Not a four minute one like Oxford. But not an unusually bad one either.

There are a few extra conditions on them taking COPD. Can’t have any plug in nebulizers. And you have to have been diagnosed with COPD over 24 months ago and be on the same prescriptions for that long also.
 
Even though I haven't written any since it became available in TN, the SNL Security Care Plan graded (25%, 50%, 75%, 100%) is priced decently and is available down to age 0..
Baseball7 said:
True graded programs come in handy in situations where you’re working with limited carieers when working through A “no release” situation as well.

No first day plan for copd smokers w/o trans, lbl or americo
Click to expand...
SNL Security Care as long as no oxygen but the commission is not great..
 
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