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The reason I ask about North American and Midland is because I have ran several scenarios and North American has consistently came out with a higher income stream and death benefit over midland. I would have assumed just the opposite.
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I would be curious to see where American National would fit on the list as well.
The reason I ask about North American and Midland is because I have ran several scenarios and North American has consistently came out with a higher income stream and death benefit over midland. I would have assumed just the opposite.
Hmmm, what makes you think Midland would have come out on top? I've often illustrated Midland with a 6.1% assumed rate and 6% to account for the higher cap (the historical says it should be 6.3%, but I'm not going to the maximum). Midland compares very favorably at that point.
Just read this post for the first time this morning, thanks to a first-timer posting troll who bumped it to the top. (I never understand the point of that...). Good stuff.
Brandon, have you updated your original data? I'm just getting into IUL as another option in my arsenal, and am appointed with LSW, North American and American General. Looks like I'm well-covered for product choices, just by the results posted.