24 Male Smoker Stroke 2 Years Ago 36 Female Smoker Bi Polar

I'm guessing the phone interview has to be done while in the house?

Just did not know where settlers niche was.

Settlers niche is one of the most well rounded FE products on the market for non-diabetics.

Their niche is a 20-pay for younger FE applicants that only costs a little more than lifetime pay.

Their niche is a a TRUE legal funeral trust for people on Medicaid.

Their niche is $335 per 1,000 direct mail AND lead financing for agents who sell a lot of them.

Their main niche is (when you hear that one of your insured died in the 1st 2-years) the company you hope you sold to that person because they are WAY more likely to pay the claim than ANY other company in the business.
 

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