I was going by memory when I stated the things that kick people out of premier with UHL. The only thing that I saw that was a little bit inaccurate was the disability income. On the app it says 6 months. I think I stated 3 years.
These people tend to stay SSI once they are deemed qualified. The majority of people I deal with when selling FE, which is all I sell, are on permanent SS disability income. Then when you throw in the convicted felons or people without a drivers license, or even the people who can't work and don't receive SSI. I would easily guess 75% or more will not qualify for Premier.
Lead wise, all I have ever worked are TM and DM leads. I get leads all the time that are convicted felons. I wrote one on a convicted felon 3 weeks ago. Since then I have written his fiancé and three kids as well.
In my experience when dealing with UHL, I always quoted deluxe, not premier. It's a no brainer to give them better numbers than what you quoted on the rare occasion that someone actually qualified for premier; than to have to bump them because they don't qualify for premier.
And lets face the facts here. If your even considering sending them to UHL in the first place; they are not normally your straight arrow type clientele.
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Five or 6 years ago, when I actually wrote UHL from time to time, during a PHI I had a guy hang up on them because they were badgering him because he couldn't remember when he had last seen a DR.
FTR, I just called their phone number on the application 1-800-428-3001. I hit number 2 to talk about an existing policy. It took 17 minutes and 37 seconds to speak with a live person.
That's NOT what I call "Great" service
These people tend to stay SSI once they are deemed qualified. The majority of people I deal with when selling FE, which is all I sell, are on permanent SS disability income. Then when you throw in the convicted felons or people without a drivers license, or even the people who can't work and don't receive SSI. I would easily guess 75% or more will not qualify for Premier.
Lead wise, all I have ever worked are TM and DM leads. I get leads all the time that are convicted felons. I wrote one on a convicted felon 3 weeks ago. Since then I have written his fiancé and three kids as well.
In my experience when dealing with UHL, I always quoted deluxe, not premier. It's a no brainer to give them better numbers than what you quoted on the rare occasion that someone actually qualified for premier; than to have to bump them because they don't qualify for premier.
And lets face the facts here. If your even considering sending them to UHL in the first place; they are not normally your straight arrow type clientele.
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Five or 6 years ago, when I actually wrote UHL from time to time, during a PHI I had a guy hang up on them because they were badgering him because he couldn't remember when he had last seen a DR.
FTR, I just called their phone number on the application 1-800-428-3001. I hit number 2 to talk about an existing policy. It took 17 minutes and 37 seconds to speak with a live person.
That's NOT what I call "Great" service
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