Carriers that Write $40k or Higher and Approve at POS?

[Gooner]

UHL does give an approval at the end of the POS.

No they don't. They just tell you to submit the app.

 

[peteybear]

Sagicor does approve at the end of the interview. This product is going to fit less than 5% of Fe clients. For instance if you use 2 high blood pressure medicines forget it. Must be relatively healthy to get it.

 

[rousemark]

No they don't. They just tell you to submit the app.

I left out the "not".. need to start proof reading before I submit.

 

[liorselamb]

Anyone know of anyone? Highest I can find that do PHI and approve POS are $35k. I know a few carriers will write higher but none approve at point of sale. Would be needed in TN/GA/AL/KY

Phoenix goes to $100,000 with pos decision

 

[SPUR CITY]

Ok, I've never sold a Sagicor or a UHL policy in my life so I should have stayed outta this one. I only knew both can do the higher face amounts.

U see Gooner, I am NOT a know-it-all!

 

[Newby]

Anyone know of anyone? Highest I can find that do PHI and approve POS are $35k. I know a few carriers will write higher but none approve at point of sale.

Would be needed in TN/GA/AL/KY

American Memorial goes to $75,000. LH-style premiums though.

Settlers goes to $35,000. Much more usable.

 

[TwiLight]

Standard Life and Accident (SLAICO) goes to $75k. If you do the app over the phone you will get a decision....

 

[newtothegames]

I could be wrong but I think they discontinued their SIWL.

Their GUL can be very very fast or they can be a couple days to get an answer. My last two, 1 took two days the other was less than two minutes.

However, it is only non med to age 65.

who has a good contract with them

 

[WinoBlues]

who has a good contract with them

I do but it is not for sale.

I do not know if Todd, Brad or Scott have them but I know that Twilight has them. He also seems to have a pretty good handle on them.