Client with Felony Charge

[rousemark]

Already had some great answers but FE only looks back 5 years for felonies. Term will go back 10 years, but with his 2 years of probation afterwards I'd agree that FE is your best route. Make sure to stack policies to get around the smaller face amounts.

Depends on the company. Some FE apps do not ask about felonies at all. Same is true on some term apps.

 

[bill3173]

Unless something has changed, UHL goes back 10 years on felonies, and had me go back and question an applicant that had been out for 14 years. Aetna Acc is the only carrier that I have that doesn't technically ask about felonies, but if they were in for drugs, and just got out in the last couple of years, good luck.