Final Expense Brokerage

I really don't know why anyone would have trouble finding FE policies. Every Med Sup carrier I am appointed with has at least one, if not several they offer. Most Med Sup carriers provide a combo package, too, which provides a discount for the client, and additional commission for the agent.

For stand-alone FE, I recommend Monumental.
 
Monumental sucks. You can do better than that. They are my most expensive.

Monumental rates are not bad in Florida. They don't ask weight, if there has been decline and if on disability.( this is important if you cross sell from Medicare MA appoints ) They issue preferred , standard and graded death with a 10 pay option.

For healthy people i go with Oxford for best rates.

For true guaranteed issue i use Presidential Life. I am suprised that other agents i come behind haven't offered this product to cancer, heart etc. patients . Only prospects i can't write are either in hospital or nursing home.


This trinity of FE products has served me very well cross selling on MA appointments.
 
Dang, how many names do they need? Senior marketing specialists has more than those companies for final expense. I have a couple contracts through them. I can not complain about them. Rick, you must be getting spoiled somewhere. :skeptical:


Does anyone know of any companies that sell final expense ins. that will contract someone who is in chap. 13 bankruptcy, but not on any vector one reports
 
Does anyone know of any companies that sell final expense ins. that will contract someone who is in chap. 13 bankruptcy, but not on any vector one reports


Most of all the companies will take you. I bet your question is will they advance you or not. Most companies or IMO will take your after having a chap 13. as long as you don't have any vectors or owe any ins companies money.

I take a lot of agents with chap 13 and give them advancing.
 
I am currently doing Final Expense from home - NO COST FOR LEADS - Live Inbound calls and followups on old applications (no more than a few weeks old tops).

I love it...if you want to know more PM me and I will get you with the company. Obviously the more states you have the more calls you will get.

Tim
 
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