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Most companies (Settlers, RNA, Trans, Americo, Equitable, etc) have their own free phone calcs. They figure all the options.
Use FexQuotes to narrow it down. Then the company Calc to figure all the options.
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Adam, here's your million dollar idea for today. This brings your tab to seven million that you owe me.
It would be very difficult for FexQuotes to figure all options and riders. BUT by each company you could put a link to the company's quoter.
Your own Quoter will always be needed for comparisons but the company's link will figure all options.
Just deposit the million into my PayPal account.
All the company apps are not set up for the riders. For example, the RNA phone app will not figure the AD&D or the child rider on the EL.