Hi,
I am a tenant. We had fire loss last month. We moved to new apartment now. The primary report of fire department shows the cause is undetermined. The landlord is asking me to pay the rent till the lease ends(which is next 5 months till march 2011). Now landlord's insurance company sent me a letter asking to give my insurance company name and if not i have to discuss with them and they held me responsible for the fire which is not determined yet.
I DON'T HAVE RENTERS INSURANCE...
My questions are,
1) What should i discuss with the claim adjustor?
2) How they held me responsbile?
3) Should I go to fire department and check what is the final report?
4) Do i need to pay the rent till the lease ends.
I don't earn much and don't have any money to pay them. Can someone please guide me properly. We are from different country and don't know the laws here.
Thanks,
Amol
I am a tenant. We had fire loss last month. We moved to new apartment now. The primary report of fire department shows the cause is undetermined. The landlord is asking me to pay the rent till the lease ends(which is next 5 months till march 2011). Now landlord's insurance company sent me a letter asking to give my insurance company name and if not i have to discuss with them and they held me responsible for the fire which is not determined yet.
I DON'T HAVE RENTERS INSURANCE...
My questions are,
1) What should i discuss with the claim adjustor?
2) How they held me responsbile?
3) Should I go to fire department and check what is the final report?
4) Do i need to pay the rent till the lease ends.
I don't earn much and don't have any money to pay them. Can someone please guide me properly. We are from different country and don't know the laws here.
Thanks,
Amol