Hospice isn't covered under MA. Only Original Medicare. Look it up.
That's a dumb point, though, since OM covers hospice for people on MedAdv, as others have pointed out (late to the party).
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Hospice isn't covered under MA. Only Original Medicare. Look it up.
You think?That's a dumb point, though, since OM covers hospice for people on MedAdv, as others have pointed out (late to the party).
To an individual agent its irrelevant how many are aging into Medicare.So there are not really 10,000 people (+/-) coming on Medicare every day?
Why would I want to write a book on hospice?
You think?
I put it in there for a reason. It's for the MA Only crowd that gets on here stating that MA plans cover the same things as original Medicare. CMS says that to be a qualified MA plan you have to cover what parts A and B cover. Except hospice. Ever wonder why?
With hospice you don't need an MA plan. You don't need a supplement either. All you need is Part A. Hospice is paid at 100%
What about the doctors and the hospital if you need that? To qualify for hospice you have to sign a form stating that you won't go to the hospital. If you decide to go the emergency room it automatically voids your contact with hospice. Same with outside doctors.
As for me I have a G plan. My wife doesn't have either. For my clients, it's up to them. I give them the pros and cons on both and let them decide. Doesn't matter to me. I sell both. But I prefer a supp.
Let me play:
You may lose your doctor or provider. Oops that's true.
You may have to wait until ... Oops that one's true too.
You are no longer under Original Medicare ... damn true again.
Those were your three. Here's some of mine.
Hospice isn't covered under MA. Only Original Medicare. Look it up.
MA plans are annual contracts ... Companies can change or drop each year.
I could do more but you get my point. It's not a scare tactic if it's true. It's called a fact.