tospears
Expert
- 40
Guys, I'm 7 and 66. I just sell the VUL.
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Also...I don't work for a mutual.
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Also...I don't work for a mutual.
Last edited:
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Guys, I'm 7 and 66. I just sell the VUL.
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Also...I don't work for a mutual.
Listen, I am very familiar with the IUL. Trust me, nothing is being forced down anyone's throat here. The Variable has guaranteed DB and market growth potential. We could. Argue this all day. I meet the clients who have underfunded, exploding UL with some frequency and the promises of gains and huge cash values are a joke. Pushing the IUL now is the same as selling UL in the 80's or early 90's when interest rates were 8 or 9%.