You're talking about mortgage protection on 100k...who is the main breadwinner, hubby or wife? Do they both work? Kids?
At this level of contribution, they may be better off buying term and funding a Roth with the surplus...do the math on the cash in the IUL vs. the expected return on the Roth. They may appreciate the term after all...
At this level of contribution, they may be better off buying term and funding a Roth with the surplus...do the math on the cash in the IUL vs. the expected return on the Roth. They may appreciate the term after all...