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Absolutely incorrect . I have 7 figs in the bank. I don’t need to work . I do this because I love it . I help so many . I work 40 -50 hrs a week . Not more than most people. I’ve also built a great renewal base . In the next 2 years I expect to be 70% referrals .
So, this will be my last comment to you, because you don't really add much of value to this forum.
1) You work heavily on MAPD, FE, and DSNP. You spend a ton of time complaining about how DSNP is marketed to all the time and it messes up persistency. FE's persistency can be pretty meh too... bragging about all those apps today is like bragging about borrowing 600 dollars at 20% interest because you have money in your pocket. That 70% referral income is probably the weakest insurance book you can have. Literally, one bad year puts you at almost 0.
2) People with money don't brag about how much money they have.. So either you're really insecure, or spewing "alternative facts." Either way, a 7 figure nest egg isn't something to brag about in your 50's+. You should have that much money in the bank. Way to go on doing the minimum necessary to survive.
3) I 100% guarantee if you're writing 500 apps a year, you're slinging shit against the wall to see what sticks. No wonder you have to keep writing. You're also not doing it in 40-50 hours a week. Considering your doing f2f appointments, you'd need to see 1500-2000 people a year. That's an average of 30-40 appointments per week.
I believe you're on the road 40+ hours a week, but you're also not counting all the non-selling hours to your total work time.
I work maybe 20 hours a week, by choice. I don't have to throw up MASSIVE numbers because that's not what's important to me.
Finally, no one should listen to you about creating inbound leads, working telesales, opening a retail storefront, or anything of the like.. it's not what you do. You're that old time insurance agent that goes pounding the road and sitting in homes.
If that works for you, great! All I'm saying is that no one should listen to you about anything you don't have ANY experience at. I, on the other hand, do have experience with the above, including having people ask to come to MY office from 40+ miles away.. because I live in one of the most rural parts of the state and do just fine.
God bless you do and you enjoy it. But don't shit on other people because what you doesn't match. Don't assume you know anything about what other people do, because you don't. Just worry about your business and stop shitting on other to make yourself feel superior.