Humana has that same type ppo same price in and out of network . To this day when moving someone from another company to it i have not checked a dr one time to see if network . I’ve not received 1 call a dr out of network won’t take it .
It may have worked thus far, but it's reckless to not check networks for doctors. You're doing a potential disservice to your clients. I assure you there are doctors who will not accept the plan.