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What exactly can the insurance companies determine from the oral swab test? Are they checking for nicotine, HIV?
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What exactly can the insurance companies determine from the oral swab test? Are they checking for nicotine, HIV?
Which company still does that?
I'm so glad I don't have to do those or the pee cups anymore.
MEMORIES!!!
Mutual of Omaha is requiring it for their non-medical 30 year Term Express product for $400,000.