- 977
KISS
Tell them to simply ask or maybe not even ask and just include a life and umbrella quote with every quote or policy.
They should sell some life policies that way. Probably not umbrellas. Especially if they tell people a life policy will get them a discount, assuming it does.
This. If they are a good candidate, I simply provide a multi line quote right up front.
Did you clearly spell out that this was an expectation before hiring? If so, then it's a job requirement. Warning and termination if its important to you. If they are worth keeping, adjust compensation and move on.