RNA Vs. Americo Whats Your Preference

I have been writing a little of both. What are your feelings between the 2 companies? Why write one over the other?

I like them both. But Americo turned themselves into a niche company with the changes last summer. Especially what they did with their smoker rates.

RNA became harder to recommend with their rate increases in 2013. But now tih this voice sig they have become almost impossible.
 
I don't have Americo but I have RNA. The only reason I would use them would be for the Essential Life for younger clients. The CTR is also not subject to underwriting. The simplified issue's rates are too high for me to consider using, except maybe for TIA.
 
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