Selling with Foresters

billyb

Guru
1000 Post Club
2,178
Florida
Haven't sold much FE in a year so I am trying yo get caught up on underwriting changes. Got a call from a client who I wrote Transamerics years ago. Her Mom wanted the same. Mom had a pacemaker in 2015 and has AFIB so she was a standard risk. Decided to submit to Foresters. Apptical asked her the version number of the app I used in the lower left corner of page 1 then asked if all health questions were answered NO. That was it. She did not ask each question on the app and I don't think she had time to do a script check. Got preferred. Easy peasey.
 
They ran the script check . Theydo the phone interview like American memorial . Takes 7 mins as they just ask if all questions answered no .
 
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