I don't have Senior Life rates but you are definitely correct. That rate is way bullshit. lol Even if the agent applied for Non Tobacco, it would have been a lot more than what she is telling you. She probably has term life with someone else.
The cheapest rates on the FEX Quoter for her at 49 would be
Standard Life at $67.50
Premium is about right for 15K with 15K ADB.. Unless, they wrote her 30K super preferred as a non smoker.