- 4,132
"So, if you earned 10%... what you'll really get is 8%."
Err ahh, no. Fund expenses and fees are taken in advance of total returns posted. A consumer does not have to add in the "cost" of owning a MF when viewing their total return.
The thing about both these gurus, is that they never talk about margin for error. They lay out plans that really require a static environment to work. Life simply doesn't work that way. That is why you aren't seeing too many successful Ramsey and Orman students. Likewise Arthur Williams success stories. You have to have some flexibility built into your plan to adjust for what life throws at you.
Err ahh, no. Fund expenses and fees are taken in advance of total returns posted. A consumer does not have to add in the "cost" of owning a MF when viewing their total return.
The thing about both these gurus, is that they never talk about margin for error. They lay out plans that really require a static environment to work. Life simply doesn't work that way. That is why you aren't seeing too many successful Ramsey and Orman students. Likewise Arthur Williams success stories. You have to have some flexibility built into your plan to adjust for what life throws at you.