Final Expense for Age 92

[rayluk]

Folks,

Client just emailed this to me. Please give me your feedback. Thanks.

"I was wondering if it is possible to purchase burial/funeral insurance for my Mom. She turns 92 in November and she is in good health except for the dementia. Do you know any reputable company that sells this, or if this is an option?"

My thought was "no" because of age. Am I correct?

Thanks,
Ray

 

[bboman23]

Move on! Dementia but good health? LOL

Can't fix stupid!

 

[Luv4Insurance]

Move on! Dementia but good health? LOL

Can't fix stupid!

LMAO. That's so true.

But IS there anything out there for those over age 85 who are actually in good health?

 

[SPUR CITY]

LMAO. That's so true. But IS there anything out there for those over age 85 who are actually in good health?

Aetna and security national are two

 

[inreverse]

pre need at a funeral home

 

[gymguy]

Holy crap. Let me guess. They don't want to pay over 40 per month too?

 

[yabadabadoo1026]

Aetna and security national are two

at that age the premium would be so high that within 2-3 years years I guess the paid in premiums would likely equal the face---------looked at such recently on an 81 yo and around 5 years was the breakeven and that was for healthy level rates

 

[GoPokes]

Sell her a funeral trust?

 

[rayluk]

Thanks all for the feedback. I checked out Aetna and Security National. One issues up to 80, the other 90. So no dice there.

 

[Newby]

Even funeral preneeds are single pay only at that age.