Accendo vs Aetna American Continental

[PhxSunsFan]

I know some agents like accendo.. why? when comparing to american continental... also an aetna product, which is supposed to be a few dollars less on premium

 

[Baseball7]

Entirely different products

 

[PhxSunsFan]

how different... aetna says similar etc? thanks

 

[Baseball7]

Just look over the underwriting on at they are radically different products.

 

[PhxSunsFan]

THANKS noone mentions aetna. I''ll only use accendo. thanks
diff in the u/w at a glance?

 

[rousemark]

THANKS noone mentions aetna. I''ll only use accendo. thanks
diff in the u/w at a glance?

There are times you can give them better coverage using ACLI/CLI. Accendo only has a ROP option, CXLI has not on ROP but a graded option. You need to look at both apps and familiarize yourself with them. CLI pays a better commission rate However, they pay )% under age 60 where Accendo pays full commission at all ages.

 

[Baseball7]

CLI shouldn’t pay better (guess it depends on your imo)

 

[rousemark]

CLI shouldn’t pay better (guess it depends on your imo)

Mine is 130% on CLI and 120% on Accendo..

 

[DonP]

Some IMO’s giving 135% on accendo .I’m assuming top IMO’s in 155% area .

 

[Baseball7]

155 -5mil
144 -2-3mil
137.5

don’t quote me but that’s what I think it is...