I have a 63-year-old male non-smoker who takes Belbuca for long term chronic back pain. Belbuca is marketed for pain, not an opioid replacement. I originally wrote him with Transamerica because I have had success getting previous clients approved for taking suboxone or methadone for pain. Maybe they changed their underwriting guidelines on this? Or maybe the assigned underwriter is just an asshole (he is)? I was going to try foresters tomorrow. What company would you use? Thanks in advance.
P.S. Anyone else get the feeling that Transamerica FE is going way downhill? They used to be my go to but they suck now. They are not consistent, take way to long to process new business and have the stupidest requirements! Why don't they have a freaking E app!? Ever since they outsourced the new business dept. shit hit the fan!
P.S. Anyone else get the feeling that Transamerica FE is going way downhill? They used to be my go to but they suck now. They are not consistent, take way to long to process new business and have the stupidest requirements! Why don't they have a freaking E app!? Ever since they outsourced the new business dept. shit hit the fan!