FE Carriers that backdate to age 85

[suranceman]

Does anyone know which FE carriers will allow someone to backdate a policy to make them 85?

I have a client who turned 86 2 months ago and am trying to backdate to be able to get her more than 10k aetna offers.

I checked with Moo and RNA so far and both said no.

Thanks

 

[WinoBlues]

I would be curious who would back date to qualify as well.

Can you write them with security national?

 

[goillini52]

Does anyone know which FE carriers will allow someone to backdate a policy to make them 85?

I have a client who turned 86 2 months ago and am trying to backdate to be able to get her more than 10k aetna offers.

I checked with Moo and RNA so far and both said no.

Thanks

Foresters will let you backdate to save age, but not to qualify in this case. Settlers would have let you do it, but..........................

Do like Wino said and go with SNL.

 

[Todd King]

If you can use Aetna you won't have to backdate to save age as they go to 89 anyway.

 

[suranceman]

If you can use Aetna you won't have to backdate to save age as they go to 89 anyway.

She wants more than 10k which is why I'm doing this.

SNL is out because she is in DC

 

[Life Hawk]

Nothing like waiting to the last minute... is she looking for additional or right out burial?

She might just need to complete a pre-need.

 

[Newby]

Call all your carriers. Some will do it but I'm not sure which ones do anymore. Any of them that have or have had a pre-need product likely will because that's an everyday thing with preneed. So Great Western, SNL, TransAmerica, Columbian, Cincinnati Equitable all would be the first ones I would check with.

 

[Baseball7]

Transamerica will

 

[Life Hawk]

Transamerica will

over a year?

 

[Newby]

over a year?

6- months. Always 6- months for any carrier that back dates.