Hi All,
I am new to the industry and this board so please forgive me if I am breaking the board etiquette by posting a new thread similar to one already posted. I have similar questions to other newbies but didnt want to hijack anyones' thread.
I have just finished my prelicensing courses and am ready to take my state test for life and health. I am looking to sell life insurance primarily and am looking for the best way to go about this. If I am correct I can apply to be appointed directly with the carriers, or go through a general agent or broker. I plan to sell online only so the traditional office route wont suffice.
My question is can anyone suggest a good company to work with. I have looked into Efinancial, and Monument insurance, but need more direction. I will not go the NAA route, or anything like that. I am looking for a decent contract (at least 80%), backend support, and possibly some sort of leads or lead reimbursement. Any suggestions.
Also while I think I have the complete gist, can someone explain
1.Captive & Non Captive
2.IMO & MGA
Thanks sooooo much!
I am new to the industry and this board so please forgive me if I am breaking the board etiquette by posting a new thread similar to one already posted. I have similar questions to other newbies but didnt want to hijack anyones' thread.
I have just finished my prelicensing courses and am ready to take my state test for life and health. I am looking to sell life insurance primarily and am looking for the best way to go about this. If I am correct I can apply to be appointed directly with the carriers, or go through a general agent or broker. I plan to sell online only so the traditional office route wont suffice.
My question is can anyone suggest a good company to work with. I have looked into Efinancial, and Monument insurance, but need more direction. I will not go the NAA route, or anything like that. I am looking for a decent contract (at least 80%), backend support, and possibly some sort of leads or lead reimbursement. Any suggestions.
Also while I think I have the complete gist, can someone explain
1.Captive & Non Captive
2.IMO & MGA
Thanks sooooo much!