- 7,066
I used to mail to 70-76, $25-60K income.
This was at a time when Blue Cross of CA used 5 yr age banding and unisex rates. The cost for plan F in Los Angeles increased from $145 to $209 when the person became 70.
United World and later Lincoln Heritage wrote the same plan for woman at around $150-160. I would get a 5-6% return on my direct mail using the line "Many plans have recently increased the premiums. Let us help you find the exact same coverage at a much lower price."
Alas, the socialists in CA have outlawed gender based rates which f*cked things up for everyone including the public. Now Blue Cross is generally the lowest priced and most popular company. Would be a waste of time to advertise now.
Rick
You had a unique situation in CA in being able to establish your target market that agents in a lot of other states don't have. Those numbers would not be what an agent in Missouri would experience.
Everyone likes to talk about the "return" they got. Ever notice not one agent posts realistic numbers regarding how many qualified appointments they received or the accurate number of apps that were written.