Final expense telesales

[WinoBlues]

So does anyone sell American Amicable and then call back 1 year later and replace with a less expensive option?

Not just AMAM. Replacement guys churn everything. Always justified. Easy to manipulate FE people if that is who you are.

Wow, miss Mable you have $132. Just sitting there. Just asking, could you use that? Or golly gee, Agnes. I can save you $5. That's $60 a year.....