- 4,689
Matt wants that 90% with Gerber....
Prospect with Diabetes II
- Thread starter RookieYankee
- Start date
- Thread starter
- #22
- 338
What would you do with a prospect who is 5'2 235 with diabetes type II with a1c levels of 9. The prospect wants term but with those stats I'm thinking to try for RNA or Gerber.
- 6,142
Why would you go Gerber? RNA should work. TA standard also. Aetna depending on amount of insulin. ......
- Thread starter
- #24
- 338
Still new at uw so I know RNA has no height and weight question. I'll go with that. The issue I'm having with this prospect is she wants term since she has two whole life insurance policies and a group whole life policy through her job. She just wants something with more money to leave her kids. She told me the company she last tried with declined her due to her a1c level.
- 29,489
Hey Ben, did you forget to put your glasses on?
She's got Type 2, not type 1. I think the only problem will be with the weight. ACI and Foresters would be ok to name a couple.
- 6,142
Hey Ben, did you forget to put your glasses on?
I think the only problem will be with the weight. ACI and Foresters would be ok to name a couple.
Ahhh thanks! Getting old I guess
- Thread starter
- #27
- 338
Hey Ben, did you forget to put your glasses on?
I think the only problem will be with the weight. ACI and Foresters would be ok to name a couple.
Doesn't Foresters ask for height and weight? I don't have the medical questions with me right now.
- 18,988
The FE companies don't care about that A1C except on the FU.
Term companies it's going to be a hard deal to place. As she has already seen once.
- 29,489
Yes, but at 5'2" she can top the scales at 246 and still get Level.
I'll throw my vast company group in here.If she wants a 20 or 30 yr level term no better than pru for weight. At 5-2 246 Thats table c and then for diabetes maybe table d. So in reality a level simplified whole life that allows all her ailments and weight is probably the way to go and possibly cheaper
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